I have already published an article about the Monthly Benevolent Fund Rates for the Federal Government Employees and today I m discussing about the Group Insurance Rates Monthly Deduction through Pay Bills. Many visitors of my site have already asked to provide the Notification/letter about this deduction and on their demand I have published the same at mine site for their information.
Government of Pakistan Establishment Division had issued Notification No. S.R.O (I)/95 dated 28th December 1995 for the Group Insurance Monthly Deduction Rates and still this Notification is in vague and since then there is no amendment in this Notification. This Group Insurance is deducted through the pay bills of only Gazetted Officers and the same is not deducted from the regular pay bills of the Non-Gazetted employees.
The rates of contribution to the Group Insurance and the amount of sum assured to be paid to the family of an employee, with effect from 1st January 1996 is as under:
S/No |
Monthly Pay (Rs.) |
Rate of Monthly Contribution (Rs.) |
1 |
Upto 1500 |
24.50 |
2 |
1501 to 2000 |
29.75 |
3 |
2001 to 2500 |
35.00 |
4 |
2501 to 3000 |
40.25 |
5 |
3001 to 3500 |
45.50 |
6 |
3501 to 4000 |
50.75 |
7 |
4001 to 4500 |
56.00 |
8 |
4501 to 5000 |
61.25 |
9 |
5001 to 5500 |
66.50 |
10 |
5501 to 6000 |
71.75 |
11 |
6001 to 6500 |
77.00 |
12 |
6501 to 7000 |
82.25 |
13 |
7001 to 7500 |
87.50 |
14 |
7501 to 8000 |
92.75 |
15 |
8001 to 8500 |
98.00 |
16 |
8501 to 9000 |
103.25 |
17 |
9001 to 9500 |
108.50 |
18 |
9501 to 10000 |
113.75 |
19 |
10001 to 10500 |
119.00 |
20 |
10501 to 11000 |
124.25 |
21 |
11001 to 11500 |
129.50 |
22 |
11501 to 12000 |
134.75 |
23 |
12001 to 12500 |
140.00 |
24 |
12501 to 13000 |
145.25 |
25 |
13001 to 13500 |
150.50 |
26 |
13501 to 14000 |
155.75 |
27 |
14001 to 14500 |
161.00 |
28 |
14501 to 15000 |
166.25 |
29 |
15001 to 15500 |
171.50 |
30 |
15501 to 16000 |
176.75 |
31 |
16001 & above |
182.00 |
Question:
Is the deduction of Group Insurance mandatory or the employees can opt to NOT deduct the Group Insurance from his/her salary. please respond.
Group Insurance is mandatory to deduct from salary.
Dear mam,
My father was retired in 2001and he was contributing towards GI. But.no benefit on retirement is granted.. can we claim sum insured now.
A.O.A DEAR MADAM AND ALL ABOVE DEARS THOSE COMMENTS ON THIS MATTER . FRIST I AM THANK FULL TO MADAM BEACUSE THE MATTER UNDERSTANDING REGARDING AN D SPRIT OF NOTIFICATION REGARDING FEDERAL GOVT ; EMPL;OYEES BENVELENT AND GROUP INSURANCE WIHCH MENTIONED ACCORDING THE ENLISTED DEPARTMENT/ SEMI GOVT CORPORATION OF GOVT PAKISTAN / BODIES ETC… SUCH NOTICICATION IS NOT…. REPEAT NOT IMPLEMATION PROVISONAL / OTHER DEPARTMENT….PLEASE… NOW THE LAST NOTIFICATON OF SUCH IS MATTER EARILER / TO IMPLIMATION THE PAYMENTS. DEDUCATION…CLAIM….. B/F AND G.I .. BY THE REVISED HON . PRESIDENT I R OF PAKISTAN…W.E.F 01.07.2014…REPEAT 01.07.2014// SEEE THE WEB AND WWW GALAXY WORLD EMPLOYEES./.. .. AND SEE IN GOOGLE REVISED RULES // BF AND GI FEDERAL EMPLOYEES…PLEASE…
A.O.A DEAR IFTHIKHAR MALIK SAHAHIB THANKS FOR SENDING THE COMMENTS . .2. THA NKS FOR SEN DING MADAM COMMENTS ON THE REAL POSITON . F. GOV EMPLOYEES . DEAR MALIK BE INFORM PLZ THANKS
A.OA DEAR MADAM . THANKS FOR SENDING AGAIN THE TAKEING THE FRIST POSTION TO SENDING THE PROVIDING THE RIGHT INFORMATION TO THE FEDERAL EMPLOYEES AND PROVISIONAL EMPLOYEES AND HELP LESS AND NOT REACHING IN THIS REGARDING . .2…………MADAM…..I WIRTE THE COMMENT HERE AND TO SE THE COMMENTS OF OUR DEAR ABOVE IN THIS REGARDS WHICH IS ONLY TO ONLY TO SEE THE LETTER / NOTIFICATION ABOVE MENTIONEDPLEASE. …………IF THEY KNOW THE GOOD INFORMATION WHICH RELEATED ABOVE MATTER OR…….OTHER AND MAY BE CODED AND INTIMATED LETTER NO OR ………….OTHER END THEY INTIMATED US AND YOU OR WRITE SOME THING…………YES WE DID NOT REALLY DO THE GOOD FOR OTHERS BUT SOME ARE PRESENT THOSE TO DO SAME . I AND WE ALL PRAY AND BEWST WISHES IN THIS REGARD…………PLEASE I SAYS SORRY TO FOR ALL IF HIT ANY POINT ON HEART . 3…………..MADAM I THINK YOUR INFORMATION AND SEND NOTIIFICATION ABOVE DEDUCATION GROUP INSURANCE IS NOT DEDUCTED FOR THE MONTHLY PAY BPS.01 TO 16.NON GAZZTED. NOW SOME POSTED BPS 16 GAZZTTED II CATG; BPS O1 TO 16 NOT NON GZTT. HAVE FREE THE MONTHLY DEDUCATION PLEASE. AND ABOVE ALL B16 GAZZTED AND BPS 17 ,BPS 18 BPS 19 BPS20, BPS21,BPS22, F.G. EMPLOYES AND SOME PROVISIONAL EMPLOYEES REFERD I / COADED HERE THE GOV SIND ALL EMPLOYEES TO DEPOSIT THE DEDUCATION OF GROUP INSURANCE ALL BPS01 TO BPS 22 . I SEE THE PAY SLIP OF LOW CADER EMPLOYEES OF GOVT SINDH . IS THE MATTER IS ILLEGEL I THINK MAY BE I WORNG MADAM BEACUSE MY KNOWLDED IS SHORT PLEASE………..IN THE NOTIFICATION OF SAID F GOVT PBS 01. TO 16 NON GAZZTED . NOT DEDUCTED. THIS RATE OF G.I THRITD SEDULE. WHY THE OTHER PROVISIONAL EMPLOYEES TO DEPOSTING THE SME BE TAKE SPET OR GIVE THE INFORMATION AFTER THE QURIES…………PLEASE SOLVE THE PROBLMS OF ALL PROVISIONAL EMPLOYEES PLEASE. 4…………DEAR MADAM NOW REQUESTED TO YOU MAY KINDLY BE SEE THE GOOGLE AND BENV; GROUP INSURANCE .COM PLEASE I HAVE KNOWLEDGE IN THIS REGARD. PLEASE SOME MORE IF ANY ONE INFORMATION PLEASE BE SEND HERE FOR HELP THE ALL EMPLOYEES. THE CHANGE THE THRID SECHEDULE DEDUCATION GROUP INSAUANCE PLEASE. WITH REGARDS.
i think your information on group insurence in not upto date.
Dear Iftikhar it is upto date for the Federal Govt employees. Plz if you have any latest updates email me Thanks
dear shumaila
your posted document wrt group insurance is nt in practice nowadays .those who draw 16000 thousand or above are entitled for rs.182 rupees deduction pm,kindly teach me how rs 693 rupees are being deducted to some one pm.
either your information is nt up to date or an other schedule is issued by govt which you have nt got.
Dear Chaman Mansha for the Federal Govt Employees these are still in vague and maximum of Rs. 182/- are being deducted. May be for your department there may be other rates.