Some press reporters are partly responsible for giving misapprehensions and false hopes to the 75 years and more old pensioners that their pensions would be doubled as per court orders. The news items led them to believe that whatever they were drawing before reaching the age of 75, they would start getting twice that amount (once the relevant orders are implemented) from the date of their 75th birthday. And those who indeed pinned up such high hopes better abandon the same. Yes, theoretically it is still possible if no increase in pension was allowed during the 15 years’ period after retirement at the age of 60. I will provide here the Clarification of the Concept of Double Pension at 75 Years/Restoration of Pension.
Understanding the Concept of Double Pension
Let’s understand clearly from the very start that service tribunals and courts simply issue those orders which in their opinion are supported by relevant service laws. Pension matters are also dealt with by tribunals and courts under the relevant legal provisions about pension.
And let us further appreciate that there are no such provisions in any pension rules and regulations that upon reaching the age of 75, the amount of pension would be doubled. Yes, if a pensioner retired before 1.12.1001 at the age of 60, and if no increases were allowed for 15 years, only then the pension would be doubled when the pensioner is 75.
Restoration of Pension With View of History
One has to go back to amendment made in 1985 in pension regulations to appreciate the benefit recently granted to pensioners by service tribunals / high court (upheld by the Supreme Court too, through rejecting government appeals against those orders).
Before O.M. No. F.10 (8)-Reg. (6)/85 was issued on 25 June 1985 by the Ministry of Finance, surrender of pension against gratuity or commutation was absolute i.e. final and irreversible. Pensioner would receive lump sum in advance as the consideration for surrendering 25% or 50% of pension for good, and would continue to receive net pension (amount remaining after reducing surrendered amount from gross amount of pension).
Pension benefits were liberalized through the 25 June 1985 orders which allowed the surrendered part (previously forgone for good) to be restored (added back to net pension). This benefit, effective from 1.7.1985, was to materialize on expiry of the period for which the pension was surrendered.
At one stage this benefit was withdrawn in June 1995, but the withdrawal letter was itself withdrawn ab initio in September 1995, and the benefit continued to be availed by all pensioners till some of the government servants opted for the 2001 payscales-cum-pension scheme.
Scheme of Revised Pay Scales 2001 & Restoration of Pension
The 2001 pay scales-cum-pension scheme, introduced by Finance Division through O.M. No. F.1 (5) IMP/2001 dated 4 September 2001 envisaged that benefit of pension restoration would not be admissible to the opting government servants. All government servants were given the choice either to opt the 2001 payscales-cum-pension scheme, or to retain the old 94 scales and then existing pension benefits. In view of immediate benefit in pay and resultant benefit in pension amount, most of the public servants opted for the 2001 payscales-cum-pension scheme. They thus accepted in writing that commuted part of their pension would never be restored.
The 2001 pay scales were to take effect from 1.12.2001. However, persons retiring between 1.7.2001 and 30.11.2001 were also given the option either to get pension in 1994 pay scales and continue to avail the restoration benefit or to opt for the 2001 scheme.
The 2001 scheme further envisaged that pension increases from 2001 onwards would be admissible to all current and future pensioners on Net (Gross less surrendered) pension only. Earlier increases were granted on the Gross pension. Accordingly, existing pensioners also stopped receiving increase on commuted part of pension from 1.12.2001, though their title to restoration continued.
Court Decisions & Restoration of Pension
Federal Service Tribunal ordered on an appeal that the increases in pension (not granted from 2001 onwards on commuted part of pension) should also be granted from date of restoration (of commuted part). It was argued in the appeal that upon restoration of 50% commuted pension, both halves of pension, enhanced through various increases, should be at par (equal). It was against the norms of justice for one half of pension to be less than the other half.
Later, in many other cases, Lahore High Court and Service Tribunal upheld similar cases. However, in all cases, the benefit was allowed with effect from date of restoration, and no arrears before that date were allowed.
Example of the Restoration of Pension
In order to illustrate how the two halves of pensions [the commuted one, and the Net one (after commutation)] would not be at par [unless all increases are also given on commuted part] please see the following example. A gross pension of Rs.200 is taken in this example and the pensioner got 50% of his gross pension (Rs.100) commuted upon retirement on 1.6.1996
|
Retired on |
1.6.1996 |
|||||||||||
|
Gross Pension |
Rs.200 |
|||||||||||
|
Commuted for 15 years |
Rs.100 |
|||||||||||
|
Net Pension – 1.6.1996 |
Rs.100 |
|||||||||||
|
Restored on |
1.6.2011 |
|||||||||||
|
From date |
Effect of increases up to restoration date |
|||||||||||
|
Un-Commuted (Net) Part |
Commuted Part |
|||||||||||
|
Before |
Increase |
After |
Before |
Increase |
After |
|||||||
|
Rs |
% |
Rs |
Rs |
Rs |
% |
Rs |
Rs |
|||||
| 1.7.97 |
100 |
10 |
10 |
110 |
100 |
10 |
10 |
110 |
||||
| 1.7.99 |
110 |
25 |
28 |
138 |
110 |
25 |
28 |
138 |
||||
| 1.12.01 |
138 |
5 |
7 |
144 |
28 |
5 |
1 |
29 |
||||
| 1.7.03 |
144 |
15 |
22 |
166 |
29 |
15 |
4 |
34 |
||||
| 1.7.04 |
166 |
8 |
13 |
179 |
34 |
8 |
3 |
37 |
||||
| 1.7.05 |
179 |
10 |
18 |
197 |
37 |
10 |
4 |
40 |
||||
| 1.7.06 |
197 |
15 |
30 |
227 |
40 |
15 |
6 |
46 |
||||
| 1.7.07 |
227 |
20 |
45 |
272 |
46 |
20 |
9 |
55 |
||||
| 1.7.08 |
272 |
20 |
54 |
327 |
55 |
20 |
11 |
67 |
||||
| 1.7.09 |
327 |
20 |
65 |
392 |
67 |
20 |
13 |
80 |
||||
| 1.7.10 |
392 |
20 |
78 |
470 |
80 |
21 |
17 |
97 |
||||
| 1.6.11 |
Total increase |
370 |
Total increase |
106 |
||||||||
As illustrated in the above example, increases for 1997 and 1999 were given on gross (both halves of the pension), whereas increases from 2001 to 2010 were given only on Net pension.
Net effect of 2001 orders can be seen from bottom line in the example showing total of increases up to 1.6.2011 as Rs.370 on un-commuted half of pension while it was only Rs.106 on the commuted half of pension. High court / tribunal held that upon restoration, both halves of pension should be equal, and therefore increases should be allowed on commuted part of pension also upon restoration, though no arrears would be admissible before the restoration date.
Appeals and review petitions by government against the High Court and Tribunal orders were rejected by the Supreme Court of Pakistan.
The Supreme Court had earlier decided in certain cases that if a service matter involved many government servants; and some of them went into litigation while others did not, then the benefit (if allowed to the litigating government servants) would be applicable to those government servants also, who are equally placed, but did not go for litigation.
Keeping these orders of Supreme Court in view, Finance Division had ultimately to concede through O.M. No.F.13(13)-Reg.(6)/2011 dated 11 March 2013 that increases in pension [not granted on commuted part of pension from 2001 onwards], are to be allowed to all equally placed pensioners whose commuted part was later restored after 1.12.2001.
As explained in the example above, all those pensioners whose respective commuted part of pension has been restored after 1.12.2001, are now entitled to receive the difference between two halves of the pension, from the date of pension restoration. No arrears prior to the restoration date are however admissible.
Request to the National Newspapers:
I also request to the National Newspapers to publish it for the benefit of many an old pensioner in their esteemed newspapers.
By: Mr. Agha Amir (Canada)
اسلام علیکم۔
سر مجھے یہ معلوم کرنا ہے اگر پنشنر اپنی ریسٹوریشن ایج سے پہلے فوت ہو
جائےتو کیا اسکی بیوہ کی پنشن بھی ریسٹور ہو گی ۔
آپکی راہنمائی کا منتظر رہوں گا۔
شکریہ
عزیزالرحمن۔
Kindly email all these details to Mr. Agha Amir. His details available at this website “CONTACT US” heading.
Dear Aziz ur Rahman
The answer is YES. Family pension will be restored from the date on which the commutation period expires.
If you want more information on pension, please get the latest book on pension, by asking Mr. Asim on phone 0332 5520751.
Sir Assalamualikum, I was retired at the age of 43 .After completing commutation period of 29 years in 2017 my commuted part of pension restored. It is to know whether any other benefit is admissible for employees who are now 75 years or elder than years old.
Assalam.o.alaikum
Kindly help me about restoration procedures…. I need to help my father he is now of 72……and now Clark is guiding me right….
Dear Sir Agha
My DOB is 18.03.1948
Retired from PTCL on 18.03.2008 @ age of 60 in BPS-17.
My commuted pension is 5993.00
Please let me know date of restoration of commuted pension and how it will be calculated?
Thanks & Regards
A.o.A
every one… i want to ask you a question ?
1. my father date of appointment was 10.10.66. in Pakistan Railways
2.my father’s retirement date was october-2007
3. he opted retirement before his actual date which was in august 2007,,, and he retired on
19-08-98.
Now its upto almost 21 year since his voulentary retirement in 1998. when his pension would be double or restore ?
plz guide
Dear Sir/Madam
My father age is 72 years and he has passed away at age of 65 years and he was government officer.
So which documents required for double salary pension required that i prepare it and deliver it accounts officer?
Please.
Aoa MRI father Ki during servc death hogae thi unki srvc 9.2 year thi jski wjha sy unki pension Ne bn ski Ab Jo new judgement Ai hai less than 10yr wali KIA us sy hmari pension bn skti ha? Woh pak Railway Ma employee they
Aoa,Mery father during srvc 1999 Mai wafat paa gay thy woh federal govt dept Pak Railway Mai thy jnki service 9 yr 2 mnths bnti hai after date of death. Jski wjha sy hmyn pension nh Mil rahe but Ab Jo new judgement Ai hai less than 10 year srvc wali us sey KIA hmari pension ban skti h?
Assalamakom mam, may father was retired from pak army since February 1990 but i dont know dated of restoration of pension about may father.
Dear Ismael you can get help from this post: http://www.glxspace.com/2015/01/19/how-to-find-the-restoration-date-of-commuted-portion-of-pension/
Dear All respectable
Asalam-o-Alikum
please share the notification issued by the Government of Punjab, Lahore regarding enhancement in the monthly pension after retirement of 12 years, when total pensioner age is 72 years or morethen
I shall be very thankful for this kind of act.
Please read Revised Pay Scale 2001 Notification.
HONORABLE SIR ASSLAMOALEKUM, MY UNCLE DOB IIS16-5-1945,DOA,18-01-1964 DOR,31-12-1992. RETIRE IN EDUCATION DEPARTMENT. WHEN PENTION WILL BE DOUBLE.KINDLY SOLVE OUR PROBLEM, WEWILL BE VERY THANKFUL TO U. THANKS. KINDLY GIVE ME ANSWER ON MY EMAIL ACCOUNT.
Dear Pervaiz Akhtar, you can find the details as mentioned below article.
http://www.glxspace.com/2015/01/19/how-to-find-the-restoration-date-of-commuted-portion-of-pension/
I am very thankful to you. For your reply.
Dear Madam Shumaila Kamal
we appreciate your services for the old pensioners and civil servants. We present following query. Govt. of Pakistan increased / Fixed Minimum Pension from Rs. 5000/- to 6000/- pm in year 2014 which can be assumed the monthly net drawn pension of the pensioner. My question is whether the increases in ordinary pension by GoP in the year 2015, 2016, 2017 would be allowed on this minimum pension i.e. Rs. 6000/- by treating it monthly net drawn pension or not? or he /she should wait for next increase in Minimum Pension by GOP?
Plz email to mr agha amir for the details of the same.
DEAR Sir
DOB of my father is 15.08.1931
He was a JV Teacher and retired in 1980 before reaching the age of superannuation (60 years).
At that time his gross pension: Rs.490/-
Net Pension: Rs. 245/-
In 1996, his pension was restored as under:
In 1996 Net pension with all increases: Rs. 997/-
Addition of commuted part: Rs. 997/- + 245/- = Rs.1242/-
Total pension after restoration of pension in1996: Rs. 1242/-
My father is now alive and reaching the age of 88,
please guide me whether there be any change in pension.
I would highly be thankful to you if you guide me in the matter.
THANKS
Sir
Thanks for sharing so nice info in public interest..
I am premature retire from pk railway on oct 2000 at the age of 50 years. pl telme age of restoration of pension
Dear Zahid your penion will be restored as per the following details:
http://www.glxspace.com/2015/01/19/how-to-find-the-restoration-date-of-commuted-portion-of-pension/
Aslam o alaikum dear sir/madam
Mery uncle station master scale num 14 me 2.1.1992 ko taqreeban 25 saal service Kar
K retire ho Gaye.
D. O .birth 10.4.1946
Date of appointment 4.2.1966
Date of retirement 2.1.1992
Date of restoration?????
Kindly btain k date of restoration Kya ho gi???
Agar ap email pa reply de dain to main ap ka ehsanmand rahu ga.
Abdul Ghafoor Khan
[email protected]
Thanks with regards
Sir my father retired in 2005 at the age of 46 kindly tell about feasibility Thank’s response soon
A person Retired in 2003 after attaining 60 years…
In 2005 he expired…
If he had lived, then in 2015, his pension would be restored…
The Widow is alive…
Would the pension be restored…???
Aslama Alkum,
My birth is december1934 ,I joined Pakistan Railway in 1951 and after working upto 1973
I went on deputation to libya; in this time I was sending my pension contribution to Raiways. I fell sick and had heart by pass and could not report back for duty in pakistan,, still I am sick and have another bypass.
My question is can I Claim my Pension and GP fund from PWR .If yes where shall I apply and to’whom . Thanks for your Time.
Ghulam Sarwar
USA
dear sir
my pension data is as under:-
Date of Birth 07-07-1943
Date of retirement 20-05-1997..04-06-1997
Amount of Commuted Pension 3245
Amount of Net pension 3245
Date of Restoration on book 04-06-2017
Years purchase 19.689
Q-1 The restoration date of my pension falls about 04 months earlier than 04-06-2017.
This is direct loss of Restored pension and paid pension of about 04 months period,
Could please help
Dear
My father was died during service while serving in Irrigation Department Punjab. My mother is drawing family pension after death of my beloved father. Can she get restoration part of commuted pension portion. If yes, please clarify with references of notification for sake of humanity & best of my mother as well as my family. My E-mail address is [email protected]. Please co-ordinate with me and frame an assistance in this respect, as early as possible. Waiting for your reply.
Thanks & Regards
Ghulam Mustafa
Dear sir,
My father retired on 01.02.2003 and his age on next birthday in march 2003 was 57 years. He opted for 2001 pay-scales. Can you please guide us when should he apply for restoration of his pension. Government of Punjab rules should apply on his case as his department is under the rules of government of punjab.
AOA,
yar plz agr koi janta hai k widow ki pension jo wo apny husband ki ly rahi hai kya us k husband ki death k bad agr us k husband ki age 70 years ho jati hai to kya us ki pension restore ho gi k ni plz jis k pas govt of punjab ka koi asa notification hai to plz send me i wait your reply plz my whatsapp no 03004664827
plz yar koi mjy bty ga k ye jo restoration hoti hai ye widow ki b hoti hai k ni jis ka husband while in service death ho gya ho plz tell me or agr hoti hai to plz koi notification b send karna plz i wait ur reply in my whattsapp no 03004664827
AOA, MY FATHER HAS BEEN RETIREMENT FROM 5 JANUARY 2004. HE DIED IN 2011, NOW MY MOTHER IS TAKING PENSION, CIVIL AVIATION AUTHORITY RULES ARE 72 YEAR FOR RESTORATION. WHEN WILL BE THE PENSION RESTORED. WOULD YOU TELL ME.
AOA. Sir mujhy aap ki help ki zarorat hay my father nay 1993 main retirement lay li thi Pakistan railway say SM thay oun ki dath ho gi 1999 main Mari Walda pension lay rahi hain tab say Aab oun ki restoration due ho gi hay 30.112016 say Aab Hamain kitna Bani fit mily ga plz help me that matters 03009630872
Hello every one I wants any circular which clears that after 60 years mature retirement person is eligible for restoration of pension .my father was retired from eobi in 2004 now he wants clarification letter or strong document for evidence to avail this benefit.
Dear Sir AOA, Meray walid sb 2002 ma retire huway thay un ki umer ab 76 bars hay penssion double karay ka liy application di to accounts office walon nah kah k ap ki payment ka ntification nahi howa aur application wapas kar di.mehabani farma k btaya jai k penssion double ku nahi mli.thanx
sir,
mere walid sb ki death 2001 me hoye thi… lkn unki pension restore ni hoye…. relate officer kehty hain inki pension retore ni ho sakti…pension laity 15 years above ho gaye hain… kindly inform ker dain ref. hain t
Sir,
mere walid b ki death june 2001 me hoye thi, unki pension kab aur kasiy restore ho gi….?? 2001 to june 2016 .. 15 years ho gaye hain….
Your personal attention is invited towards matter mention here and I want to ask you that Is a widow of in-service Government employee (who dies while during service) eligible for restoration pension portion or not? If yes, what is the rule and reference, following by which, my mother can apply for this facility. My history is that my father was serving in Irrigation Department who expired while during service on 22.10.1993. The Government of Punjab as well as Federal Government of Pakistan issued Notifications for Restoration of Surrendered Pension Portion, in light of orders passed by Hon’ble Supreme Court of Pakistan. I want to apply for restoration of said pension portion. Please tell me that what is rule and reference under which my mother can apply for claim of restoration of surrendered pension portion. Please draw your personal attention and brief us about this purpose to solve this important issue. I’ll be grateful to you for this act of kindness and assistance. An early reply / co-operation is requested please.
A O A, sir my father ritd. 31-3-2003 ko 60year age my hoy han 37year service ki ha aur in ka restorat pried 1-4-2015 tha jo bahal krwa lia ha lakin in ki pension itni increas ni hoi ha jitni honi the sirf 40% computed part wo bahal kia ha jo 2003 me deduct kia tha jo 5538 bunta ha plz correct pension kasy find ho gi
Respected Ms Shumaila kamal,
Most respectfully, prior to the revision of BPS-2001,ie on Ist Dec1999 I had already moved to BPS-15. Later, I opted for 2001 BPS. As a result of my BPS-2001 option, while fixing my Pay in the revised Pay Scale, as the move over facility was discontinued, hence my pay as per formula, was in-indiscriminately reverted to my parent scale and was fixed in BPS-14. Later, at a passage of time, as the “commuted portion of Pension” since “discontinued along with move overs, of so many deserving employees, has now been restored, hence it will be much appreciated if the undersigned is guided about any decision pertaining to avail the withheld benefit of move over, of BPS-2001, instantly.
i need guidance and discussion about restoration of pension plz i need help this rspect. from public university karachi 03323340964
Dear mushtaque ahmed plz email to Mr. Amir Agha for the details of this.
pz mzm help me for pension case 15 may 1987 to 15 augyst 2014 plz tell us about total commiute scale 14
Dear aneeka aini plz email me all the details
Assalam o Alaikum !
The same mail has been sent to Mr. Amir Agha.
Thanks for guidance
RAFI ULLAH RAFI
Assalam o Alaikum !
According to above letter, the pension of the pensioners who crossed the age of 75 years is being restored in Pakistan Railways Department.
But the restoration of pension of widows who are entitle to restore according to record of their husbands are not being restored according to new policy.
Whether a separate letter will be issued for widows. Please clarify with proof.
Thanks in advance.
With Regards
Rafi.
Dear Rafi Ullah plz email to Mr. Amir Agha (His detail is available at this site under heading “Contact Us”
Mera father 2005 pak on duty pe death hogaya kia hame double pension milsakte h
Please email to Mr. Agha Amir for the details of the same.
Aoa my father he got retirement. Now he is 71 years old..he’s getting pension ..he’s government servant. He has been serve as principal for 41 or 42 years.thsi rule is for 70 years ??? Can I get all information about this please.
Dear Zainab Ch, plz email Mr. Amir Agha for the detail of the same. His contact detail is available at his site under the heading “Contact Us”
whether a pensionar who retired on14.4.96 can get increase in gross pension
Dear Raja Abbas yes he can get the same.
Respected Sir, my father was retired in the year 1986 and was expired in the year January, 1997 at the age of 58 years. My mother is reeving family pension since his death. The date of Birth of my father is April 1938 and April, 2013 his age was 75 years. The Department has issued letter to my mother for restoration of 50% pension. They demanded Copy of Pension Book, CNIC, and original Affidavit/Undertaking for restoration of Pension in the moth of November, 2013. But it is regretted to inform that a lapse of time has been spent neither any reply nor restoration of pension by the Department. The question is whether my mother entitled restoration of Pension benefit or not. At the time of death of my father, my mother has received 205/- and commuted pension of Rs. 205/- kept by the Department in the year 1997. Therefore, only Rs. 205/- was received by my mother in the year 1997. Now the present pension is Rs. 4300/- How much benefit shall receive by my mother. Waiting for reply.
Dear Abdur Rauf, just email all this detail to Mr. Amir Agha who detail is available by clicking “Contact Us” at this site. Thanks
Dear Abdul Rauf
Please send email direct to me at [email protected] and I might be able to help you.
If age of your father on retirement was 48, then he must have received commutation value for about 25 years, and therefore restoration of commuted part would fall due 25 years after retirement. That means in 2011 !
Following particulars are needed to ascertain present entitlement of family pension
Exact date of birth / retirement
Gross Pension and commuted pension
Agha Amir
dear Mr Agha Amir,AOA.It is very nice explanation.Iadmire your work & research for pensioners.may Allah always bless you.
Aoa. Thank you very much dear Mr. Agha Amir for such an informative and examplry article. Really it is a great work…. Thanks again.
A.O.A THANKS DEAR MADAM SENDING FOR EXCELLENT INFORMATION FOR ALL EMPLOYEES AND ALSO RETTIRED AND WIDOWS PENSIONS INFORMATION RESTIION / INCREASE ALL AND SAME MAY BE PUBLISHED OR SEND VRISION URDU PLEASE SO NICE THANKS MAY ALLAH PAK GIVE MORE SCUCESSES FOR BRIGHT FUTURE PLEASE I AND WE PRAYS AND ALSO BEST WISHES REGARD.
Dear Agha Amir AoA, Sir, thanks for sharing excellent information for retired persons.I really admire your work for us. I am already in contact with you and will be sending our data for your guidance and advice. presently i am seeking your help for getting authority for 10% increase in pension on 1-7-1997 shown in the table above for calculation of increases in pension at the time of restoration of commuted pension. Increase of 10% in pension during 1-7-1997 had not been given to us By CAM(O). If there was an increase then we may have to take up the case with concerned authority for adjustment. I would be highly obliged if you can send some reference in this regards. God bless you and your family.
With best wishes
Col Munir
Dear Col Munir
The 1997 pension increase was only for those pensioners who retired in payscales 1 to 16 (and moved over to 17 also). Hence commissioned officers were not entitled to that increase.
Agha Amir
Dear Bhatti sahib
I have noted your suggestion to publish the relevant guidance in Urdu also for the benefit of those pensioners / readers who are not well conversant with English.
Shall soon be giving Urdu version to Ms Shumaila Kamal with the request to publish it on her website.
Agha Amir