I am here to share the details of Short Term Saving Certificates National Savings 2023 (STSCs) announced by the Ministry of Finance, Government of Pakistan. The details are as under:

MoF Short Term Saving Certificates National Savings 2023 (STSCs )

Ministry of Finance Government of Pakistan is introducing a short-term savings certificates scheme for small investors. The government has designed this policy in order to meet the short-term financial requirements of small investors.  The minimum maturity period of the investment is 3 months and the maximum maturity period of the investment is one year. All the beneficiaries will receive new and higher rates of return or profit on their investment according to the maturity period. The government is offering this opportunity to every Pakistani for their safe investment with Higher returns.

“Safe Investment Higher Return” Policy By the Central Directorate Of National Savings

Central Directorate of National Savings (CDNS) is offering short-term saving certificates to small investors. Its main beneficiaries are small investors who always seek a higher rate of return on their deposited amount.  With the help of this, they will receive Social Security and financial inclusion from the Ministry of Finance Government of Pakistan.

Maturity Period of Short-Term Saving Certificates

The government of Pakistan Ministry of Finance is offering short-term saving certificates to all Pakistani nationals. This opportunity is also available for overseas Pakistani. They all can purchase short-term saving certificates for the maturity period as under:

1. Three months (Quarterly basis)
2. Six months (half-yearly basis)
3. One-year Annual basis

The investors will receive different percentages of returns or profit for different duration or Maturity periods.

Rate of Return on Maturity Period

The Ministry of Finance Government of Pakistan tries to provide the best and most suitable rate of profit on investments.  For short-term saving certificates government is paying different rates of profits or returns depending upon the maturity period of investment.

All Pakistani nationals as well as overseas Pakistanis can avail of this offer by the Central Directorate of National Savings. Short-term savings certificates ensure financial inclusion and Social Security for every Pakistani. This is the best chance for all Pakistani nationals to receive the best profit rate on their investment.

Benefits Of Short-term Saving Certificates

Central Directorate of National Savings is offering the following:

1. Best profit rate 18.50% on investment
2. Free personalized checkbook for every investor
3. It provides an inter-branch transaction facility to the depositor.
4. All the depositors will have a nonfinancial mobile application
5. Investors can transfer any amount to their bank accounts with the help of RAAST.
6. It acts as financial aid for small investors.
7.  It also provides financial and Social Security to the depositor

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